Yes, being young and healthy means that you’re less likely to require health insurance. Unfortunately, it doesn’t mean that you should forget about health insurance entirely, and here are just a few reasons why.
Coverage Against Accidents
Being young and healthy might make you feel like you’ll live forever, but we can guarantee you’re not invulnerable. All it takes is a twist of the ankle or a failure to look both ways to break a leg or get involved in a car accident, and those are just two possibilities. The medical bills associated with such injuries can run extremely high depending on your location, which is why you need health insurance – you really don’t want to be facing those bills all by yourself.
Protection from Ongoing Problems
One of the best reasons to seek out comprehensive expat insurance is to stay one step ahead of any ongoing conditions that could present themselves in the future. As you get older, it becomes more likely for a chronic condition to surface or a serious illness to develop. If you wait until such times as these, you’ll find it very hard to get health insurance, and any coverage you do take out is likely to cost a pretty penny.
As stated above, being young and healthy means you’re far less likely to require expat health insurance. Providers will understand this, so they will be able to provide you with plans that provide lower monthly payments. It only makes sense to cover yourself when you can pay a reduced monthly bill and enjoy the same coverage you would as an OAP.
Commitment to a Provider
Starting early provides the opportunity to build a relationship with your healthcare insurance provider, and that can be surprisingly beneficial. As a loyal customer, you may be offered special incentives and reduced costs. So, it might be better to get involved with a health insurance company sooner rather than later. A lot of low-income families and individuals tend to opt for IEHP, so it might be worth looking into that health plan. If that one sounds ideal, people could just apply online. Of course, there are other plans too, so make sure to find the best one for your circumstances. In the event of an emergency, the insurance company will have more of your personal information to draw on.